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Safeguarding Customers Through Segregated Funds
The futures industry’s rules for segregated funds help protect customer capital in the event of a brokerage bankruptcy**.
In recent years, many investors found out the hard way they have very little recourse to recover funds in the event of a financial firm’s bankruptcy. Although the Bernie Madoff “hedge fund” was by far the highest profile case, there were numerous less publicized bankruptcies and defaults at other firms and investments (including legitimate ones), in which investors found recouping remaining funds difficult or impossible. Sometimes it’s a case of being the last in line of a long list of creditors, a problem that’s compounded when customer funds aren’t separated from a firm’s funds. Such “commingled” funds might have been used to fund the firm’s operating expenses or in its own trading. If a firm enters bankruptcy, it can be very difficult or impossible to recover customer funds that were commingled in such a fashion.
However, all futures trading accounts, including managed futures, have the advantage of specific industry rules that require the segregation of customer funds from the firm’s own funds. The practice of segregating customer funds protects investors in the event of default at the Futures Clearing Merchant (FCM, the industry term for futures brokerage firms licensed to trade on futures exchanges in the U.S.) holding their account. While FCM bankruptcies are rare, they do occur. In 2005, Refco Inc. and 23 of its unregulated subsidiaries filed for Chapter 11 bankruptcy protection. However, Refco’s regulated subsidiaries (where customers’ futures trading and managed futures accounts resided) were unaffected and customers were able to continue trading and managing their accounts.
Investment Risk and Firm Risk
Although first-time managed futures investors might assume they’re depositing money directly with the Commodity Trading Advisors (CTA) running the fund, in fact, customers open an account in their own name at an FCM. The CTA is then given the authority to trade per the fund’s investment strategy. Segregated funds possess a separate identity from FCM funds in the firm’s bank account. Once funds are deposited, the bank signs a written acknowledgement stating it will not use the funds for anyone other than the customer. Also, the FCM is required to use these funds only in certain pre-defined instruments. The end result is that, in the event of a crash or FCM bankruptcy, customer funds can be more easily recovered.
FCM Reporting Requirements
Segregated funds are subject to stringent daily, monthly, and annual monitoring by industry regulatory agencies. Every day, FCMs must submit a report to the National Futures Association (NFA) detailing the breakdown of their customer funds. This “Segregated Investment Detail Report” (SIDR) lists the actual and expected segregated funds in the FCM’s accounts. In addition, every FCM must file monthly financial reports with the Commodity Futures Trading Commission’s (CFTC) Division of Clearing and Intermediary Oversight (DCIO) within 17 business days after the end of the month. Finally, the FCM is subject to a yearly audit by the Joint Audit Committee, a consortium of U.S. futures exchanges and regulatory organizations.
CFTC oversight
The provision for segregated funds is stipulated in the Commodities Exchange Act. As a result, the CFTC, which is the futures industry equivalent of the Securities and Exchange Commission (SEC), regulates all practices for segregated funds. Any case of malpractice results in an administrative proceeding before a CFTC law judge. If an FCM is found guilty of the charges, the CFTC can suspend or revoke trading privileges, assess penalties, or issue cease and desist orders. There have actually been very few malpractice cases; most are the result of technical or processing difficulties within an FCM, or a delay in reporting. For example, the CFTC imposed a civil penalty of $300,000 in 2009 on a large FCM for violating rules related to segregation. Besides reporting process violations, the CFTC charged the company with not holding enough funds in its customer funds account. (The shortfall occurred because the FCM had purchased Treasury notes between 2007 and 2009 using a mix of its own and customer funds.) In response to the charge, the firm established a “segregation forecasting mechanism” to ensure that proper segregation was maintained between customer and company accounts. Before making any investment in futures or managed futures, investors should research the company where they plan to open an account. The NFA makes this research easy at the BASIC (Background Affiliation Status Information Center) section of its website.
**MF Global
Source-CME Group
With cosmetic plastic surgery surgeons, there is no question that this can be carried out devoid of proof of earlier surgical treatment. A lot of people are no strangers to the old plugs and grafts that were previously utilized. This doesn’t occur anymore. Thiscommon problem is associated with hair loss that occurs simply because our full hairs that ordinarily grow when we are youthful, regularly get thinner and thinner under the influence of the hormone testosterone and these people totally lose these hairs, especially in genetically predisposed men. This hair loss dilemma is something that can be managed. What is particularly important about medical hair restoration is you locate the right doctor. Hair transplant is an art and a science. You genuinely want to choose a practice where you are getting the artistry, care and attention to detail that someone that is dedicated in this area can administer. When carrying out these methods for men and for females, hair from the rear of the cranium is taken from areas where you will never see the incision and tiny little linear scars. The hairs are moved with a special procedure called micrografting. Under a microscope, technicians cut hairs into individual folicular units like they grow on the head and after that, with tiny needles, tiny little slits are created in the frontal hairline or the back of the head and the grafts are placed sensitively just as the hair grows. Patients can anticipate fantastic results with not a lot of down time.
Managing cash flow can be a challenge for many startups, small businesses and personally. Cash flow problems have many different causes and can have a significant impact on the health of a business or personal finances. The following are 20+ tips to help improve cash flow (mostly for businesses):
Getting more Leaf blower power means adding weight, so the most powerful gas leaf blowers are designed to be worn, not carried by hand. This takes some strain off the arms but still requires good shoulder strength. Backpack blowers don’t have the ability to vacuum leaves. Generally, experts recommend the most powerful backpack blowers only for commercial use or for consumers who have very large properties. A leaf blower is a gardening tool that propels air out of a nozzle to move yard debris such as leaves. newsblogs. Leaf blowers are usually powered by two-stroke engine or an electric motor, but four-stroke engines were recently introduced to partially address air pollution concerns. Leaf blowers are typically self contained handheld units, or Leafs blowers mounted units with a handheld wand. The latter is more ergonomic for prolonged use. Some units can also suck in leaves and small twigs via a vacuum, and shred them into a bag. In that role it is called a blower vac. any U.S. towns and counties now regulate leaf-blower noise. Some locales simply restrict blower use to certain times of the day or year. But others ban gasoline-powered leaf blowers while allowing only electric blowers, which, while far from silent, are still less noisy overall. And more than a dozen communities, mostly in California, have banned all gas and electric leaf blowers, leaving residents reaching for their rakes and brooms. Getting more backpack blower power means adding weight, so the most powerful gas leaf blowers are designed to be worn, not carried by hand. This takes some strain off the arms but still requires good shoulder strength. Backpack blowers don’t have the ability to vacuum leaves. Generally, experts recommend the most powerful backpack blowers only for commercial use or for consumers who have very large properties. A leaf blower is a gardening tool that propels air out of a nozzle to move yard debris such as leaves. Leaf blowers are usually powered by two-stroke engine or an electric motor, but four-stroke engines were recently introduced to partially address air pollution concerns.
It isn’t only men who deal with hair loss, as many women do also. Some research indicates that hair loss is actually more common in women than in men. This is one of the reasons that there are so many different ways to treat hair loss in women while treating the same problem in men is so limited. If you are a woman whose hair is thinning or falling out, you have a variety of possible treatments to choose from. If you are facing hair loss, you’ll be glad to know about some of the following possible treatments. Rogaine is a well known drug taken by men for hair loss. Did you know that there is a Rogaine for women as well? The clinical name for this is Minoxidil. While it works according to the same principles as Rogaine, research shows that the women’s version is more effective than the men’s. This is a drug that is applied topically, and simply by putting it on your head it helps to stimulate hair growth. Minoxidil is actually the only drug for hair growth that is FDA approved. If you don’t mind shocking a few people, you could always just go bald! As men start to lose their hair, or see it’s getting thin, they often go bald. Why should anyone object to a woman doing it? The fact is, it’s no longer the taboo it once was for women to shave their heads. The only drawbacks are that you may find it chilly in winter, and you have to be careful about too much direct sunlight. The advantage is that you no longer have all that hair that needs to be washed and styled. You won’t have to purchase shampoo or hair conditioners. The only problem you can expect is that you may get itchy when your hair starts growing. Try to keep from scratching or you could have to deal with scalp scabs as well as hair loss! The drug called Saw Palmetto is also being used to treat women’s hair loss. This drug was originally used to treat other problems in the body, namely ulcers and histamines. It enables the body to heal itself from ulcers once they begin to develop. Researchers realized that it has another benefit, that of blocking androgen receptors, so that hair can grow once again. Whether your hair keeps growing or not is directly related to the activity of androgens. When they are blocked, nothing in your body can keep your follicles from being productive. Yet, the FDA still hasn’t approved this drug for treating hair loss, so make sure you get a physician’s consent before taking it. Women deal with hair loss in a variety of ways. Some women don’t get upset by it, and are satisfied with the hair they still have. For others, even a slight thinning of their hair is cause for concern. You are the one who has to figure out how you want to deal with it. It’s always a good idea, however, to ask your doctor before you start taking any kind of drug. Your doctor can first explain why you are having this problem, and then recommend some possible treatments.
Friday, the 6th, kicked off the Boise State Bronco’s fall camp practice / coaching for the up and coming 2010 football season. The event unofficially heralds the commence of Football 2010. The team is at the moment the holder of position # 5 within the preseason listing of ideal 25 teams, with an accumulated 1,215 points. This is just 229 points shy of the highest ranking team which is Alabama (1,469).james madison watch Fall camp is scheduled to last for two weeks throughout which time the vicinity will be closed to the public. This most likely signifies the public is in for some big surprise tactics from the Broncos this season. An exhibition game (scrimmage) will be staged for the public in the end of camp. louisiana lafayette watch The preview play will have the Boise State Bronco’s offensive team scrambling against their defensive team. Certainly, spectators shouldn’t expect to see all their ideal in that game. They most likely have the most effective moves reserved for the actual games. The demo game will be held in the West side of Boise State U’s Bronco stadium at 7:30 pm. Parking and admission is for absolutely free. The scrimmage tops the events of that day, right immediately after the 2010 Optimist Youth Football Jamboree winds up.
Ladies can always cherish an accent more than men; which is why hologram bracelets for women are created especially for fashion purposes. For women, these timepieces are more than merely useful devices designed to inform the time. Ladies invest more than merely income in coordinating components with the relaxation of their company and, as a result, creativeness and novelty regarding design can always take over in women’s hologram bracelets than in men’s. However, inspite of how quite a few designs or models may exist on the industry, women even now get to choose from 3 most important variations of wrist time-tellers.
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Last but not the very least, jewelry hologram bracelets for women are created and made to be due to mostly as gifts. These might be the most high-priced style of all 3 since they could possibly be produced of precious metal or silver. Embedded treasured flagstones most of the time increase the design. This sort of hologram bracelets for women are not exactly what an normal individual may buy. These folks are high-priced luxurious things created for a quite pick industry niche. http://www.energyforceonline.com/
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(August 23, 2011) asbestos however affects our veteran and civilian private these days though the use of asbestos was finally banned by the army in 2004. It had been through Entire world War II which the army began working with asbestos on Navy ships. Simply because from the higher use of asbestos, 1000′s of army and civilian staff ended up being fit at higher risk to asbestos exposure. Sometimes these fibers airborne on account of healthy and human being interferences. After these microscopic threads are breathed in, they’ll turn into trapped in the lungs and vacation for as long as 50 decades. At some point, these fibers accumulate and result in critical wellbeing problems including asbestosis and mesothelioma. Asbestosis can be a lung-scarring disorder induced by chronic inflammation from the lungs and is induced by prolonged exposure to asbestos fibers whilst mesothelioma can be a cancer that develops in the lungs. Sufferers who will be diagnosed with mesothelioma generally use a weak prognosis and generally dwell one-2 decades soon after detection. In case you served in the army or worked being a civilian employee and think that you simply may happen to be uncovered to asbestos, it is important to speak on your physician about any health care concerns that you simply could possibly have in regard to asbestos and asbestos exposure. For any of your respective lawful concerns, an knowledgeable asbestos attorneyan inform you of your respective rights and what could be your very best training of lawful motion.
If you’ve ever attended any online screenwriting classes, you may have been taught the basics of writing a story. But not all screenplays are equal.Â
Some screenplays are written mainly for the writer’s benefit — like therapy. Others are written to enter into screenplay competitions . And then there are a few, a very few, that are truly created for the mass market.Â
That final category comes from writers who have a deep understanding of how the industry works, what a commercial script is, and what agents need in a screenplay.Â
And who knows, the next blockbuster screenwriter may be discovered in one of today’s online screenwriting courses. It may even be your spouse .
As an online business owner, and possibly article marketer, we know you are always in search of new places to market your business. The obvious design on that is to drive more traffic to your site for your end goals. Most people tend to follow the same basic methods, and people are creatures of habit and will also have a preference for avoiding striking out on their own. There is nothing wrong with looking at what can be tried, and then running a limited test. Plus there really is no need to worry about failing because that is the risk we in business assume. If you have ever spent hours reading in the most popular article directories, then you are familiar with the type of chiropractic articles most write. Writing to educate people is basically what it is all about, and that makes for a typical format. You do not see the compare and contrast format hardly at all, so that is just one thing you can write. You have your niche, so then you can find something you agree or disagree with and then explain why you feel that way. Most chiropractic articles require some research, and where you get your material from will have a large impact on the article’s quality. It’s typical for someone writing an article to do their research by reading chiropractic articles found in directories. As you might expect, this leads to thousands of chiropractic articles that contain virtually identical information. If you want to set yourself apart, you have to look further. If you want to dig deeper for your information, get off the internet and go to the library, which is full of books, journals and other information that you won’t find online. While it is an obvious inconvenience, doing so will just about guarantee that your content will be highly unique. Your niche has experts in it, they all do, and you can challenge that person to a little one-on-one debate. No worries as this will not be the debate you are thinking about, it is just done in your written content. Obviously you have to find some information for this, but after that you write your opinion on the matter. You see how relatively simple this can be, and this will give your readers some real food for thought. These are only three strategies out of many more available to you, so be sure to seek more. People will never tire of looking for something that will help them with their problems. It is necessary for any writer to do the best they can with their product which is the content.
Have greasy diners turned you off of eating out for breakfast? Hate it when a lovely weekend day is spoiled by bad breakfast food? Greasy breakfasts used to be the norm, but more and more, restaurants are offering healthy dining options in the morning. Breakfast dishes that are sure to prepare you for an active weekend include granola with fruit, steel cut oats, smoothies, egg-white omelets, and breakfast burritos. Use the online dining guide to locate restaurants near home or on the road. Search for certain cuisine types, and even peruse menus ahead of time. You might be surprised to find that almost every breakfast menu now includes healthy options. So whether you are planning to spend your Saturday riding your bike, working in the garden, or shopping for antiques, you won’t have to worry about a greasy breakfast spoiling your fun.
Safeguarding Customers Through Segregated Funds
The futures industry’s rules for segregated funds help protect customer capital in the event of a brokerage bankruptcy**.
In recent years, many investors found out the hard way they have very little recourse to recover funds in the event of a financial firm’s bankruptcy. Although the Bernie Madoff “hedge fund” was by far the highest profile case, there were numerous less publicized bankruptcies and defaults at other firms and investments (including legitimate ones), in which investors found recouping remaining funds difficult or impossible. Sometimes it’s a case of being the last in line of a long list of creditors, a problem that’s compounded when customer funds aren’t separated from a firm’s funds. Such “commingled” funds might have been used to fund the firm’s operating expenses or in its own trading. If a firm enters bankruptcy, it can be very difficult or impossible to recover customer funds that were commingled in such a fashion.
However, all futures trading accounts, including managed futures, have the advantage of specific industry rules that require the segregation of customer funds from the firm’s own funds. The practice of segregating customer funds protects investors in the event of default at the Futures Clearing Merchant (FCM, the industry term for futures brokerage firms licensed to trade on futures exchanges in the U.S.) holding their account. While FCM bankruptcies are rare, they do occur. In 2005, Refco Inc. and 23 of its unregulated subsidiaries filed for Chapter 11 bankruptcy protection. However, Refco’s regulated subsidiaries (where customers’ futures trading and managed futures accounts resided) were unaffected and customers were able to continue trading and managing their accounts.
Investment Risk and Firm Risk
Although first-time managed futures investors might assume they’re depositing money directly with the Commodity Trading Advisor (CTA) running the fund, in fact, customers open an account in their own name at an FCM. The CTA is then given the authority to trade per the fund’s investment strategy. Segregated funds possess a separate identity from FCM funds in the firm’s bank account. Once funds are deposited, the bank signs a written acknowledgement stating it will not use the funds for anyone other than the customer. Also, the FCM is required to use these funds only in certain pre-defined instruments. The end result is that, in the event of a crash or FCM bankruptcy, customer funds can be more easily recovered.
FCM Reporting Requirements
Segregated funds are subject to stringent daily, monthly, and annual monitoring by industry regulatory agencies. Every day, FCMs must submit a report to the National Futures Association (NFA) detailing the breakdown of their customer funds. This “Segregated Investment Detail Report” (SIDR) lists the actual and expected segregated funds in the FCM’s accounts. In addition, every FCM must file monthly financial reports with the Commodity Futures Trading Commission’s (CFTC) Division of Clearing and Intermediary Oversight (DCIO) within 17 business days after the end of the month. Finally, the FCM is subject to a yearly audit by the Joint Audit Committee, a consortium of U.S. futures exchanges and regulatory organizations.
CFTC oversight
The provision for segregated funds is stipulated in the Commodities Exchange Act. As a result, the CFTC, which is the futures industry equivalent of the Securities and Exchange Commission (SEC), regulates all practices for segregated funds. Any case of malpractice results in an administrative proceeding before a CFTC law judge. If an FCM is found guilty of the charges, the CFTC can suspend or revoke trading privileges, assess penalties, or issue cease and desist orders. There have actually been very few malpractice cases; most are the result of technical or processing difficulties within an FCM, or a delay in reporting. For example, the CFTC imposed a civil penalty of $300,000 in 2009 on a large FCM for violating rules related to segregation. Besides reporting process violations, the CFTC charged the company with not holding enough funds in its customer funds account. (The shortfall occurred because the FCM had purchased Treasury notes between 2007 and 2009 using a mix of its own and customer funds.) In response to the charge, the firm established a “segregation forecasting mechanism” to ensure that proper segregation was maintained between customer and company accounts. Before making any investment in futures or managed futures, investors should research the company where they plan to open an account. The NFA makes this research easy at the BASIC (Background Affiliation Status Information Center) section of its website.
**MF Global
Source-CME Group
A close up examination of the way details do the job as a online market would show you a paradoxical tendency to the well-trained eye. Although not all real life Reputation Defender  turn to marketing experts, there are few exceptions on the Internet that do not have serious Internet marketing consulting to back decisions, strategies and campaigns. In other words, 90% of the companies that work on the virtual market, rely on expert advice to make profit and stay in business. Where does this necessity come from? We could say that it all starts with the nature and the functional principles of search engines as well as with the query phrases typed by web visitors.
Search engines seek and display the most relevant web pages following a visitor’s query in the search box. The presence in the search result pages is the one that matters most, meaning that desperate efforts are being made by web developers to be displayed at the top of the lists. Personal Reputation Management consulting arrives using various techniques and methods whose implementation gives a great efficiency of the web page in queries. Excellent queries and a lot more visitors equal a better profit. To prove doing so in a really simple but convincing way, it suffices to relates to search engine optimization. SEO symbolizes one of the most typical solutions so long as as element of Online Marketing consulting.
The product or company a business promotes can be best delineated by sure comes equipped with resumed in keywords or key phrases. These really applicable lexical mixtures are the phrases that any Net consumer could kind in the look box of a look engine. Online Marketing consulting could for that reason start off using figuring out individuals accurate terms that best define your domain of activity, that could eventually aim the most significant of web users. Not only site content but ads or hyperlinks are optimized too as element of a continuous approach of monitoring a manufacturer’s efficiency online.
Online Marketing consulting is a long lasting necessity for a business that expands online, due to the fact the transforms that exist not inside of months but inside of days may have a extraordinary and also calamitous affect as a business finality. Online Marketing consulting helps make adaptation to new standards achievable, enabling the realignment of methods, the switch of techniques, the revival of keywords and so on. For that reason, when you long term contract an Online Marketing consulting company, ensure it is for the long term, since the tasks carried out by marketing pros are unparalleled and very important for the existence and success of a manufacturer onlinereputationmanagementexperts.net
Noses are very personal. The form and size of the nose has a considerable impact on the complete parity and proportion of the face. In the onlooker’s eye, a nostril which is inconsistent in relation to other parts of the face, may occasionally cause an insufficiency of positive self-image generated by dissatisfaction with the way one appears. Rhinoplasty Bay Area demands excellent anatomical comprehension and surgical skill and the eye of an artisan. You do not want a surgeon who tries to inform you how your nostrils must be. Often people want to keep their ethnic features, some want to possess a tiny bit of a bump on their nose and a number of people want to possess greater width. You want a plastic surgery center, which within a number of parameters which are agreed to be the perfect aesthetic, collaborates with the person according to their individual interests and wants and are capable to attain, with an elevated degree of achievement, an end result which offers them proportioned facial features which these patients are very pleased with… keeping their ethnicity and keeping the features which these folks would enjoy to retain in relation to their nose. With a Bay Area rhinoplasty there are a number of approaches, interior or external. Usually, most incisions are completed through the inside of the nostril so there is absolutely nothing to be seen on the outside. They may be done with a minimum of anesthesia and there is usually very little discomfort immediately after the process. People being treated may be a little stuffy but generally, patients are back again to carrying out their regular work in a few weeks soon after the surgical procedure. When nose surgery is conducted to decrease obstructions inside the nose, or in conjunction with a surgical procedure to rebuild the nasal passages, the operation is termed septorhinoplasty. In this operation the hindrance is removed through internal incisions and the interior of the nostril is rebuilt. These operations generally last from 2 to 3 hours, depending on the total volume of work to be done. A modest splint is generally situated on the external nostril for a few days and a light internal dressing may be administered. After the operation, a little inflammation and bruising of the nose and eyelids might be predicted. The inflammation generally ceases within the first several days, and the bruising ceases within a few weeks. There might be gentle discomfort for a short time immediately after the surgical procedure, but considerable pain is fairly rare. Any discomfort is generally managed fairly easily with medication.
A subject that is getting more and more press is home energy management. Home energy manager systems enable consumers to efficiently use and handle energy a lot more intelligently and remotely. This implies less environmental pollution and optimum consumption of AC, lighting, televisions, etc. Features of services in Residential energy management that are likely to be modified in the coming times are: wireless controllers; a series of power management; remote monitoring and management services; electricity consumption monitors; programmable thermostats; central management systems; connected home electronic control and meters; Local Area Network/Home Area Network. Several producers offer home energy management and monitoring systems that serve as energy lifeguards. Providing facts to homeowners to boost a residence’s energy and resource efficiency, helps meet their overall performance expectations. Most producers are building a lot more superior features, letting them to oversee and control the sources and use of resources. Some positive aspects of the home energy mgmt system include giving people the opportunity to have a function in the optimization of the system, giving people a lot more facts and options to choose what is provided and giving considerable management to customers for lowering the environmental influence of the total supply of electricity. The systems of home energy management are programmed to foreshadow electricity bills and the consumer may build his own manner for energy consumption and use the information according to their liking. Additionally, home energy management systems incorporate features to aid renewable energy. Apart from being able to see the consumption stats in real time, the owner has access to historic facts of consumption. They can set aims for conservation and receive a message from the HEM system once they hit the target. If the user has home control systems, then the home energy mgmt system can sync with it, enabling control via other devices and extending potential.
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Ever wonder how a screenwriter finds their way into the movie biz ? It is not something that happens without planning .
Maybe they’ve read a lot of screenwriting tips or been through classes or they just happen to know Robert Downey Jr. . But you can bet that it takes hard work , dedication, and high tolerance for disappointment.
Every year, a new crop of writers arrive in Hollywood. Like acting, a few of them will become stars.
Gambling is really a blend of luck and skill. The far more fortunate your or even the significantly more skillful you might be, extra you will win. The people do have some tricks, points or the processes they follow although betting. These patterns are believed to improve their probabilities of profitable. These processes are termed as “pseudo casino systemâ€. These programs are of numerous types, that are applicable in unique free casino games of gambling. Some of these techniques are: A certain percentage of total wager This free casino games program states that only 10% of the bankroll really should be applied. This guarantees that in the event the player get started shedding his pace of bets decreases accordingly. Thus, he can anticipate to gain again his place actively playing the online casino games. Technique of priorities This really is primarily employed in roulette wheel kind. In this particular technique, the principle is according to the assumption that some certain amounts or even the colours appear a lot more frequently in the game as in comparison to other people. Thus, the player is anticipated to win more by betting on these numbers and colors. In experts’ point of view, such method is not legitimate any longer, since these days in online casinos the software randomizes the results. Consolation casino program This process is bit complex, with this the player is intended to publish all the numbers 1 to 20. And start betting from the sum of 1st and also the final amount, after which get the sum of proceeding numbers. The player continues doing so, as long as he wins